Stop guessing what you can pay yourself.
Cashflowy tracks your money, runs your books, and tells you exactly what you can pay yourself every month. Built for US service solopreneurs. 1/10th the price of a traditional bookkeeper.
14 day free trial
·
No credit card needed
·
Human bookkeeper included
"Really simple and actually useful. I've tried a few tools before and this one stuck."
— Madelynne B, Consultant
$39/mo. Your bookkeeper charges $300+ and can't give you this number.
Stop guessing what you can pay yourself.
Cashflowy tracks your money, runs your books, and tells you exactly what you can pay yourself every month. Built for US service solopreneurs. 1/10th the price of a traditional bookkeeper.
14 day free trial
·
No credit card needed
·
Human bookkeeper included
"Really simple and actually useful. I've tried a few tools before and this one stuck."
— Madelynne B, Consultant
$39/mo. Your bookkeeper charges $300+ and can't give you this number.
Stop guessing what you can pay yourself.
Cashflowy tracks your money, runs your books, and tells you exactly what you can pay yourself every month. Built for US service solopreneurs. 1/10th the price of a traditional bookkeeper.
14 day free trial
·
No credit card needed
·
Human bookkeeper included
"One of the most user-friendly tools I've ever used."
— Annie, Business Owner
$39/mo.
Your bookkeeper charges $300+ and can't give you this number.
$39/mo
All-in price, no upsells
20 mins
Average setup time
1/10th
Cost vs traditional bookkeeper
Every month
Know your exact Owner's Pay
24/7
Clara available around the clock
The problem
Every month is a guess.
You didn't start your business to feel like an accountant.
You work hard. Money comes in. And at the end of the month, you pay yourself whatever you think you can afford — and you're never quite sure you got it right.
You transfer what "feels okay"
No formula. No calculation. You look at the bank balance, pick a number that seems safe, and hope the business doesn't suffer.
Underpaid yourself. Again.
Your bookkeeper doesn't give you this number
They send a P&L every month. It tells you what happened — not what you can do. That's not in their scope.
$300/mo and still guessing
Taxes hit you like a surprise bill
Nobody told you to set aside $4,200 this quarter. Now April is a problem you're solving with a credit card.
$2–5K surprise, every year
You underpay yourself to feel "safe"
You take less than you earned — just in case. You pay yourself like a part-time contractor. That's not sustainable.
The money is there. You just can't see it.
You didn't start your business to feel like an accountant.
You made money this month. You still don't know how much of it is yours.
You made money this month. You still don't know how much of it is yours.
simple setup
15 minutes to get unstuck
Connect your accounts
Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets.
2 minutes
See what's really going on
Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.
Instant
Make decisions with confidence
Drop the bad client. Raise your rates. Hire help. You'll finally have the numbers to back up what your gut already knows.
Priceless
simple setup
15 minutes to get unstuck
Connect your accounts
Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets.
2 minutes
See what's really going on
Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.
Instant
3
Make decisions with confidence
Drop the bad client. Raise your rates. Hire help. You'll finally have the numbers to back up what your gut already knows.
Priceless
simple setup
15 minutes to get unstuck
Connect your accounts
Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets.
2 minutes
See what's really going on
Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.
Instant
Make decisions with confidence
Drop the bad client. Raise your rates. Hire help. You'll finally have the numbers to back up what your gut already knows.
Priceless
what's inside
Built around one question: what can I pay myself?
Know exactly what you can pay yourself.
After revenue, expenses, taxes, and upcoming bills — what's actually yours? Cashflowy calculates your safe take-home in real time.
A bookkeeper is included, not extra.
Not a chatbot. A real person who knows your accounts. Unlimited calls. Answers within 1 business day. All included at $39/month.
Clara, your financial coach that never sleeps.
Ask Clara anything about your finances. She answers in seconds with data from your actual accounts — like having a CFO on call 24/7.
Your tax bill updates with every transaction.
No more end-of-year surprises. Cashflowy tracks your tax obligation in real time. Monthly estimates, done for you.
Know exactly what you can pay yourself.
After revenue, expenses, taxes, and upcoming bills — what's actually yours? Cashflowy calculates your safe take-home in real time.
A real bookkeeper — included, not extra.
Not a chatbot. A real person who knows your accounts. Unlimited calls. Answers within 24 hours. All included at $29/month.
Clara, your financial coach that never sleeps.
Ask Clara anything about your finances. She answers in seconds with data from your actual accounts — like having a CFO on call 24/7.
Your tax bill updates with every transaction.
No more end-of-year surprises. Cashflowy tracks your tax obligation in real time. Quarterly estimates, done for you.
Calculate your savings
See exactly how much you're overpaying today.
See exactly how much you're overpaying today.
Most solopreneurs spend $3,000–$7,000/year on bookkeeping. Cashflowy is $390/year. That's real money — back in your Owner's Pay account.
Most solopreneurs spend $3,000–$7,000/year on bookkeeping. Cashflowy is $390/year. That's real money — back in your Owner's Pay account.
One price. Everything included.
No bookkeeper add-on. No AI tier. No hidden fees. $39/month is the whole price.
1/10th the cost of a traditional bookkeeper.
Average bookkeeper charges $300–$500/month. Cashflowy is $39.
One price. Everything included.
Not happy in your first month? Full refund. No questions.
Calculate Your Savings
What are you currently using to manage your money?
Integrations
Works with the tools you already use.
Cashflowy connects to your bank, your payment tools, and your existing setup. No migration. No complexity.
why switch
Why you're overpaying your bookkeeper.
$300/mo and they've never told you what to pay yourself. Cashflowy does — for $39.
What you get
Your safe-to-pay number
Real-time tax estimates
Live financial dashboard
Bookkeeper access
Response time
Setup time
Monthly cost
Cashflowy
$39/mo
Every month
Updates with every transaction
Yes
Included at no extra cost
Within 24 hours
15 min
$39
Bookkeeper
$300-500/mo
Year-end surprise
That's all you get
Days to weeks
Weeks
$300-500
What you get
Your safe-to-pay number
Real-time tax estimates
Live financial dashboard
Bookkeeper access
Response time
Setup time
Monthly cost
Cashflowy
$39/mo
Every month
Updates with every transaction
Yes
Included at no extra cost
Within 24 hours
15 min
$39
Bookkeeper
$300-500/mo
Year-end surprise
That's all you get
Days to weeks
Weeks
$300-500
What you get
Your safe-to-pay number
Real-time tax estimates
Live financial dashboard
Bookkeeper access
Response time
Setup time
Monthly cost
Within 24h
15 min
$39
Days to weeks
Weeks
$300-500
happy customers
Real numbers from real business owners.
Todd Threats
Brand Strategy
"I was paying for QuickBooks I barely used, subscriptions I forgot about.
Cashflowy showed me all of it. I sleep easier now."
$90
Subscription leak
$400
Quickbooks waste
2 mins
to spot and fix
Galen Wood
SaaS / Tech
"Priceless!"
$6,000/yr
Saved in bookkeeping costs
Jane Lockhart
Health Coach
"I'm growing my money!"
96%
Saves in Admin Cost
Madelynne B
Consulting
"Weekends are mine!"
8hrs/mo
Back to focus on client
Selena Soo
Coaching
"A complete no-brainer!"
100%
Peace of mind
happy customers
Real numbers from real business owners.
Todd Threats
Brand Strategy
"I was paying for QuickBooks I barely used, subscriptions I forgot about.
Cashflowy showed me all of it. I sleep easier now."
$90
Subscription leak
$400
Quickbooks waste
2 mins
to spot and fix
Galen Wood
SaaS / Tech
"Priceless!"
$6,000/yr
Saved in bookkeeping costs
Jane Lockhart
Health Coach
"I'm growing my money!"
96%
Saves in Admin Cost
Madelynne B
Consulting
"Weekends are mine!"
8hrs/mo
Back to focus on client
happy customers
Real numbers from real business owners.
Todd Threats
Brand Strategy
"I was paying for QuickBooks I barely used, subscriptions I forgot about. Cashflowy showed me all of it. I sleep easier now."
$90
Subscription leak
$400
Quickbooks waste
2 mins
to spot and fix
Jane Lockhart
Health Coach
"I'm growing my money!"
96%
Saves in Admin Cost
Selena Soo
Coaching
"A complete no-brainer!"
100%
Peace of mind
Galen Wood
SaaS / Tech
"Priceless!"
$6,000/yr
Saved in bookkeeping costs
Madelynne B
Consulting
"Weekends are mine!"
8hrs/mo
Back to focus on client
Pricing
One plan. No surprises.
Everything included. Cancel anytime. 30-day money-back guarantee.
Monthly
Annual
2 months free
Unlimited Plan
Annual
Real-time clarity about every dollar
/year
(save $78)
Just $32.50/month, billed annually.
Annual plan bonus:
Profit trends, business health + tax evaluation with a human bookkeeper
Semi-annual financial review
Plus, everything in monthly:
Human bookkeeper
Owner's pay calculator
Client invoicing + billing
AI financial coach
Cashflow tracking
Auto bank reconciliation
90-day financial forecast
No credit card required
Most popular
Have questions? Book a free call with an accountant.
Pricing
One plan. No surprises.
Everything included. Cancel anytime. 30-day money-back guarantee.
Monthly
Annual
2 months free
Unlimited Plan
Annual
Real-time clarity about every dollar
/year
(save $78)
Just $32.50/month, billed annually.
Annual plan bonus:
Profit trends, business health + tax evaluation with a human bookkeeper
Semi-annual financial review
Plus, everything in monthly:
Human bookkeeper
Owner's pay calculator
Client invoicing + billing
AI financial coach
Cashflow tracking
Auto bank reconciliation
90-day financial forecast
No credit card required
Most popular
Have questions?
Book a free call with an accountant.
FAQs
Common questions
I already have QuickBooks / Kick / Xero. Why switch?
Can it really replace my bookkeeper?
I'm not a numbers person. Do I need to understand accounting to use this?
Is my financial data safe with you?
I've been doing my own books (badly). Can I start even if my finances are a mess?
Is this really only $39/month?
What if I cancel? Can I keep my data?
FAQs
Common questions
I already have QuickBooks / Kick / Xero. Why switch?
Can it really replace my bookkeeper?
I'm not a numbers person. Do I need to understand accounting to use this?
Is my financial data safe with you?
I've been doing my own books (badly). Can I start even if my finances are a mess?
Is this really only $39/month?
What if I cancel? Can I keep my data?
FAQs
Common questions
I already have QuickBooks / Kick / Xero. Why switch?
Can it really replace my bookkeeper?
I'm not a numbers person. Do I need to understand accounting to use this?
Is my financial data safe with you?
I've been doing my own books (badly). Can I start even if my finances are a mess?
Is this really only $39/month?
What if I cancel? Can I keep my data?
Your next allocation day is coming. Be ready this time.
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Your next allocation day is coming. Be ready this time.
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Your next allocation day is coming.
Be ready this time.
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