Cashflowy is a U.S.-based fintech company built to help the self-employed keep more of their money, work fewer hours, and finally feel in control of their business finances.
One-person businesses are the future. They deserve tools designed for their reality.
No spreadsheets. No confusing software.
Just real-time clarity, simple systems,and bookkeeping that takes under an hour a month.
Most have no idea how much money they are losing simply because their systems are working against them.
Founded by Heidi DeCoux, a lifelong entrepreneur with 20+ years building and scaling businesses.
Cashflowy grew from one belief:
When you understand your numbers, you unlock your freedom.
Headquartered in the United States, Cashflowy operates as a remote-first team.
We serve self-employed professionals across the entire U.S. market, offering simple, clear financial tools built for real life.
Our engineering hub is based in Lisbon, Portugal, where our development team works closely under Sacha’s leadership to build secure, stable, and intelligent systems our users can trust.
Everything we build starts with one question: will this make running your business easier?
We never sell your data.
We never share your financial information with companies like OpenAI.
Secure Data Sharing.
We only exchange what’s required to operate securely with highly regulated partners such as Plaid, the same infrastructure used by companies like Venmo to connect accounts safely.
Privacy-First Financial Intelligence
We study financial patterns — not identities — to improve your insights while keeping your data private. Always.
