The human in the loop.

The human in the loop.

Every Cashflowy plan includes a human bookkeeper who reviews your books monthly, catches errors, and answers your questions within 24 hours. Included in every plan. No add-on. No premium tier.

Every Cashflowy plan includes a human bookkeeper who reviews your books monthly, catches errors, and answers your questions within 24 hours. Included in every plan. No add-on. No premium tier.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

What a bookkeeper is

A person who knows your books.

A human bookkeeper, trained on US bookkeeping standards, assigned to your account. Reach them by email or book a call when you need them.

A human bookkeeper, trained on US bookkeeping standards, assigned to your account. Reach them by email or book a call when you need them.

Professional US-certified bookkeepers who reply in under 24 hours. Need help reconciling a confusing month? Got a question about a charge? Want a sanity check before quarterly taxes? Email them or book a call.

Professional US-certified bookkeepers who reply in under 24 hours. Need help reconciling a confusing month? Got a question about a charge? Want a sanity check before quarterly taxes? Email them or book a call.

A person working through the question with you. Not a ticket. Not a bot.

A person working through the question with you. Not a ticket. Not a bot.

Your bookkeeper can

Answer any question about your books

Flag anything that looks unusual

Help you reconcile your transactions

Prep a clean handoff for your CPA at tax time

No hourly rate. No upgrade tier. $39/month.

No hourly rate. No upgrade tier. Included at $39/month.

Your bookkeeper can

Answer any question about your books

Flag anything that looks unusual

Help you reconcile your transactions

Prep a clean handoff for your CPA at tax time

No hourly rate. No upgrade tier. $39/month.

How it works

Four things your bookkeeper does every month.

Your bookkeeper works in the background. Here is what that looks like in practice.

Monthly book review

Your bookkeeper reviews all transactions from the previous month, reconciles accounts, and confirms your books are clean before you ever see them.

Categorisation corrections

AI categorisation is accurate but not perfect. Your bookkeeper catches and corrects anything mis-tagged before it compounds into a bigger problem.

24-hour response

Got a question between reviews? Message your bookkeeper directly. Response within 24 hours, typically the same business day. Unlimited questions, no hourly billing.

Clean records for your CPA

At year-end, your books are ready to hand to a CPA. No catch-up work. No scramble. Everything categorised and reconciled.

Why a human bookkeeper

Most service providers are stuck with the wrong setup.

No bookkeeper at all

DIY on spreadsheets.

Fall behind. Panic at tax time. Never quite sure if the numbers are right.

A bookkeeper at $300 to $500 a month.

Replies in days. Feels like a black box.

Monthly report you barely read. Hourly billing if you ask a question.

QuickBooks alone.

Built for accountants, not you.

Complex setup. Confusing interface. You still need someone to explain the numbers.

A person who knows your books. Replies fast. $39/month.

Replies within 24 hours

Replies in 24 hours

Unlimited questions, no hourly billing

Books clean monthly

Clara AI included

We automate the work that doesn't need a human, so your bookkeeper's time goes to what actually helps you. That is how a human bookkeeper fits into Cashflowy.

We automate the work that doesn't need a human, so your bookkeeper's time goes to what actually helps you.

Honest about the limits

What your bookkeeper doesn't do.

Your bookkeeper keeps your records clean and your books ready. Some things sit outside that scope.

File your tax returns. That is your CPA. Cashflowy keeps your books clean so your CPA has everything they need.

Provide legal or entity structure advice. That is outside bookkeeping scope.

Handle payroll. Cashflowy is built for solopreneurs with no employees.

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy

$39/mo

Yes

Yes

Yes

Yes

Yes

15 min

$39

Quickbooks

$38-200/mo

Manual

No

No

Add-on

No

Hours

$38-200

Bookkeeper

$300-500/mo

Monthly

No

No

Quarterly

$$$/mon

Weeks

$300-500

One tool. Every answer. $39/month.

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy

$39/mo

Yes

Yes

Yes

Yes

Yes

15 min

$39

Quickbooks

$38-200/mo

Manual

No

No

Add-on

No

Hours

$38-200

Bookkeeper

$300-500/mo

Monthly

No

No

Quarterly

$$$/mon

Weeks

$300-500

One tool. Every answer. $39/month.

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy Logo

15 min

$39

Quickbooks Logo

Hours

$38-200

Weeks

$300-500

One tool. Every answer. $39/month.

"It's almost too good to be true. I kept waiting for the catch — the add-on, the upgrade tier, the real price. There isn't one. My bookkeeper responds faster than my old $400/month one did."

Alejandra L. Profile Picture
Alejandra L. Profile Picture

Alejandra L.

Business coach. Cashflowy customer.

FAQs

Common questions

Is the bookkeeper a real person or AI?

Will I always have the same bookkeeper?

What if I have a question outside my monthly review?

Can my bookkeeper file my taxes?

Is the bookkeeper a real person or AI?

Will I always have the same bookkeeper?

What if I have a question outside my monthly review?

Can my bookkeeper file my taxes?

Is the bookkeeper a real person or AI?

Will I always have the same bookkeeper?

What if I have a question outside my monthly review?

Can my bookkeeper file my taxes?