FAQ

Do I need a bookkeeper if I use Cashflowy?

Nope! You can totally do your own bookkeeping with Cashflowy. We’ve made it super simple to track income, log expenses, and stay organized—even if you’re not a “numbers” person. Our tools are built so solopreneurs like you can confidently manage money, without needing to hire a pro.

Do I need a credit card for the free trial?

Yep, we do ask for a credit card—but you won’t be charged a thing during your 14-day free trial. We’ll even send you a reminder before your trial ends, so you’re always in control of your decision.

Can I send professional invoices and get paid faster?

Absolutely. With Cashflowy, you can send sleek, branded invoices in just a few clicks. Accept payments via Stripe or PayPal and set up automatic reminders to reduce late payments. You’ll spend less time chasing clients—and get paid faster.

Is Cashflowy better than traditional accounting software like QuickBooks?

Totally. Unlike traditional tools like QuickBooks that feel overwhelming, Cashflowy is built just for solopreneurs. We automate everything from expense tracking to invoicing and tax reports—no jargon, no clutter. Just clear, simple money management.

How can Cashflowy help me get ready for tax season

Cashflowy organizes everything behind the scenes so you’re always tax-ready. Income, expenses, deductions—it’s all neatly tracked and categorized. When tax season rolls around, just export your reports and you’re good to go. Easy peasy, no spreadsheet chaos.

How does Cashflowy automate invoicing for small businesses?

Create and send invoices in minutes with: Beautiful, branded templates One-click payment via credit card or PayPalAutomated reminders that nudge late payers With Cashflowy, you get paid on time—without the awkward follow-ups.

Is my financial data secure with Cashflowy?

Yes, 100%. We use bank-level encryption and secure integrations with trusted platforms like Wise and PayPal. Your data is locked down tight with multiple layers of protection—so your finances stay private, secure, and only accessible by you.

Can I replace my accountant with AI-powered bookkeeping software?

For many solopreneurs, yes. Cashflowy handles all the day-to-day stuff—tracking expenses, creating reports, prepping for taxes. If your finances are simple, you may not need an accountant at all. But for tricky tax situations or strategic advice, having a tax pro in your corner can still be helpful.

What’s the cancellation policy if Cashflowy isn’t right for me?

No stress. Cancel anytime during your 14-day free trial and you won’t be charged. If you’ve already subscribed, you’ll still have full access until the end of your billing cycle. We believe in giving you total control.

How does Cashflowy help me manage my cash flow?

With Cashflowy, you’ll always know where your money’s going. Our dashboard shows you real-time income and expense trends, so you can make smarter decisions, avoid cash shortfalls, and plan your next move with confidence.

How does Cashflowy actually help with bookkeeping?

Cashflowy does the busywork for you. Our smart AI auto-categorizes your income and expenses, keeps your reports up to date, and even reminds you about overdue invoices. It’s bookkeeping that runs quietly in the background—so you can focus on your zone of genius.

How do I switch to Cashflowy from my current software?

Easy. Just connect your bank accounts and we’ll import your transactions automatically. You can also upload past data or spreadsheets for a fresh start. In most cases, you’ll be fully set up in under 15 minutes.

Does Cashflowy integrate with my bank or payment tools?

Yes! Cashflowy connects with hundreds of banks, as well as PayPal and Wise, using secure Plaid integrations. That means your transactions flow right in—no copy-pasting or CSV drama.

Do you share my financial or business data with OpenAI or third parties?

No. Your data is always kept private and secure. We do use your data to help train our AI engine — but in a safe, aggregated, and anonymous way that never exposes your identity or business details to others. Our AI is built to understand patterns, not to broadcast who you are.

Here’s how it works: your transactions, revenue, and financial flows help the model learn how numbers move in businesses like yours. Over time, that lets it surface smarter insights, forecasts, and next-best actions — so you get a more powerful financial coach. But your specific data, your business name, or your personal info never gets shared or sold.

In short:

  • Your data is not shared with OpenAI or third parties.

  • We train our model using aggregate, anonymized patterns.

  • That means your business remains private, and the AI just learns how to serve you better.