AI bookkeeping built for solopreneurs

AI bookkeeping built for solopreneurs

Stop paying $400 a month
to understand less

Stop paying $400/mo to understand less

14 day free trial

14 day free trial

30-day money-back guarantee

Cancel anytime

Cancel anytime

Amber Cashflowy Client
Jane Cashflowy Client
Madelynne Cashflowy Client
Zeek Cashflowy Client
Zeek Cashflowy Client
Todd Cashflowy Client
Zahra Cashflowy Client

Hundreds of solopreneurs already switched

Hundreds of solopreneurs already switched

4.9/5 average rating

$4,000+ average annual savings

Setup in 15 minutes

Sound familiar?

You're paying for confusion, not clarity

You're paying for confusion, not clarity

Spending $400/month ($5,000 a year) and still can't answer how much to pay yourself or if you're on track?

Cashflowy gives you answers. For $361 less.

Traditional

Traditional

QuickBooks + Bookkeeper

$400
$400

/ month

Cashflowy logo

Human + AI Bookkeeper

$39
$39

/ month

Save $3,000+ a year

AI bookkeeping + real human support. Real-time dashboard. Owner's Pay calculator. No QuickBooks needed.

AI bookkeeping + real human support. No QuickBooks needed.

AI bookkeeping + real human support.

Real-time dashboard. Owner's Pay calculator. No QuickBooks needed.

How it works

Three steps. Fifteen minutes.

Everything your bookkeeper did, plus the things they never could.

1
Connect your accounts

Works with 12,000+ banks and credit unions via Plaid. Two minutes, no manual entry, ever.

2
See your full picture, live

Income, expenses, cash flow, estimated taxes — all on one screen. Updated as transactions come in.

3
Know what to pay yourself

Clara AI looks at your real numbers — profit, upcoming bills, tax bucket — and tells you what's actually safe to take.

1
Connect your accounts

Works with 12,000+ banks and credit unions via Plaid. Two minutes, no manual entry, ever.

2
See your full picture, live

Income, expenses, cash flow, estimated taxes — all on one screen. Updated as transactions come in.

3
Know what to pay yourself

Clara AI looks at your real numbers — profit, upcoming bills, tax bucket — and tells you what's actually safe to take.

Real Results

From business owners who run their finances.

Zahra Adloo

Zahra Adloo

Therapist

“I feel more in control"

Mortgage approved

Todd Threats

Todd Threats

Brand Strategy

"I sleep easier now"

$6,000/yr saved

Katherine Pomerantz

Katherine Pomerantz

Financial Coach

"It’s so simple"

Zero hours wasted

$4,000+

avg annual savings per customer

15 min

avg time to get fully set up

96%

of customers cut bookkeeping costs

4.9/5

avg customer rating

Real Results

From business owners who run their finances.

$4,000+

avg annual savings per customer

15 min

avg time to get fully set up

96%

of customers cut bookkeeping costs

4.9/5

avg customer rating

Real Results

From business owners who run their finances.

$4,000+

avg annual savings per customer

15 min

avg time to get fully set up

96%

of customers cut bookkeeping costs

4.9/5

avg customer rating

What you get

Everything you need. Nothing you don't.

Clara AI — Your Financial Coach

Ask Clara anything about your money. She works from your real account data, 24/7. Like a CFO who never sleeps.

Unique to Cashflowy

Owner's Pay Calculator

See what's actually safe to take this month. Factors in profit, upcoming bills, and your tax set-aside. No guessing.

Unique to Cashflowy

Tax Estimate Tracking

Tracks what should be saved in your tax bucket so far this year. You'll never be surprised at tax season again.

Unique to Cashflowy

Real-Time Dashboard

Income, expenses, cash flow, and profit on one screen. Updates as transactions come in — not at the end of the month.

Human Bookkeeper Access

Real human bookkeepers, unlimited calls, zero extra charge. Available when you need a real person in your corner.

Unique to Cashflowy

Client Invoicing

Create and send invoices directly in Cashflowy. Clients pay with one click via Stripe. No separate tool needed.

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy

$39/mo

Yes

Yes

Yes

Yes

Yes

15 min

$39

Quickbooks

$38-200/mo

Manual

No

No

Add-on

No

Hours

$38-200

Bookkeeper

$300-500/mo

Monthly

No

No

Quarterly

$$$/mon

Weeks

$300-500

One tool. Every answer. $39/month.

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy

$39/mo

Yes

Yes

Yes

Yes

Yes

15 min

$39

Quickbooks

$38-200/mo

Manual

No

No

Add-on

No

Hours

$38-200

Bookkeeper

$300-500/mo

Monthly

No

No

Quarterly

$$$/mon

Weeks

$300-500

One tool. Every answer. $39/month.

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy Logo

15 min

$39

Quickbooks Logo

Hours

$38-200

Weeks

$300-500

One tool. Every answer. $39/month.

Pricing

One plan. No surprises.

Everything included. Cancel anytime. 30-day money-back guarantee.

Monthly

Annual

2 months free

Unlimited Plan

Annual

Real-time clarity about every dollar

$390

/year

(save $78)

Just $32.50/month, billed annually.

Annual plan bonus:

Profit trends, business health + tax evaluation with a human bookkeeper

Semi-annual financial review

Plus, everything in monthly:

Human bookkeeper

Owner's pay calculator

Client invoicing + billing

AI financial coach

Cashflow tracking

Auto bank reconciliation

90-day financial forecast

US Businesses Only

No credit card required

Most popular

Have questions? Book a free call with an accountant.

Pricing

One plan. No surprises.

Everything included. Cancel anytime. 30-day money-back guarantee.

Monthly

Annual

2 months free

Unlimited Plan

Annual

Real-time clarity about every dollar

$390

/year

(save $78)

Just $32.50/month, billed annually.

Annual plan bonus:

Profit trends, business health + tax evaluation with a human bookkeeper

Semi-annual financial review

Plus, everything in monthly:

Human bookkeeper

Owner's pay calculator

Client invoicing + billing

AI financial coach

Cashflow tracking

Auto bank reconciliation

90-day financial forecast

US Businesses Only

No credit card required

Most popular

Have questions?

Book a free call with an accountant.

FAQs

Common questions

I already have QuickBooks / Kick / Xero. Why switch?

Can it really replace my bookkeeper?

I'm not a numbers person. Do I need to understand accounting to use this?

Is my financial data safe with you?

I've been doing my own books (badly). Can I start even if my finances are a mess?

Is this really only $39/month?

What if I cancel? Can I keep my data?

FAQs

Common questions

I already have QuickBooks / Kick / Xero. Why switch?

Can it really replace my bookkeeper?

I'm not a numbers person. Do I need to understand accounting to use this?

Is my financial data safe with you?

I've been doing my own books (badly). Can I start even if my finances are a mess?

Is this really only $39/month?

What if I cancel? Can I keep my data?

FAQs

Common questions

I already have QuickBooks / Kick / Xero. Why switch?

Can it really replace my bookkeeper?

I'm not a numbers person. Do I need to understand accounting to use this?

Is my financial data safe with you?

I've been doing my own books (badly). Can I start even if my finances are a mess?

Is this really only $39/month?

What if I cancel? Can I keep my data?

You're working with a team, not just a tool

"We built Cashflowy because solopreneurs deserve to know where their money is going — without needing a finance degree or a $400 monthly bill."

"We built Cashflowy because solopreneurs deserve to know where their money is going — without needing a finance degree or a $400 monthly bill."

"We built Cashflowy because solopreneurs deserve to know where their money is going — without needing a finance degree or a $400 monthly bill."

Heidi DeCoux, Cashflowy Founder

  • Heidi DeCoux
  • Sacha Profile Picture
  • Lana

Stop guessing. Start knowing.

Join thousands of service providers who finally understand their finances.

14 day free trial

·

$0 charged today

·

See in 15 minutes

Stop guessing. Start knowing.

Join thousands of service providers who finally understand their finances.

14 day free trial

·

$0 charged today

·

See in 15 minutes

Stop guessing. Start knowing.

Join thousands of service providers who finally understand their finances.

14 day free trial

·

$0 charged today

·

See in 15 minutes