Bookkeeping software built for

freelancers and self employed.

freelancers and self employed.

AI Bookkeeping + Human Support. Know what you make, what's yours to keep, and what you owe.

AI Bookkeeping + Human Support. Know what you make, what's yours to keep, and what you owe.

Simple Setup

Easy bookkeeping, set up in 6 minutes.

Step 1
2 minutes

Connect your accounts

Cashflowy pulls every transaction automatically and turns it into a live picture of your money, with a 3-month forecast.

Step 2
instant

Know what's yours

Profit, taxes, buffer, split for you. So you know exactly what's safe to pay yourself this month.

Step 3
The Payoff

Your numbers, any day

Open Cashflowy and see exactly where you stand, with Clara Al + a human bookkeeper on standby.

Features

Everything you need. Nothing you don't.

Human Support

A bookkeeper who's actually included.

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business, not a chatbot. Unlimited calls. Answers within 24 hours.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Clara AI Cashflowy
Clara AI, Your Financial Coach
Hi!
I'm Clara, your AI bookkeeper and financial coach.
If you want to talk to a human bookkeeper anytime, just type HUMAN.

Ask your financial coach...

AI Coach

Ask Clara anything about your business finances.

Clara answers in seconds with data from your actual accounts. Like having a CFO who never sleeps.

"Where is most of my money going?"

"Can I afford to hire?"

"Am I spending more than last month?"

Owner's Pay

Know exactly what you can pay yourself.

After revenue, expenses, taxes, and upcoming bills — what's actually yours every month? Cashflowy calculates your safe take-home in real time. No more guessing, no more pulling a number out of thin air.

Q1 2026
On track
$4,212
72% set aside
Due: Apr 15
tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready. 

Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into three apps to understand your own business.

Features

Everything you need. Nothing you don't.

Human Support

A bookkeeper who's actually included.

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business, not a chatbot. Unlimited calls. Answers within 24 hours.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Clara AI Cashflowy
Clara AI, Your Financial Coach
Hi!
I'm Clara, your AI bookkeeper and financial coach.
If you want to talk to a human bookkeeper anytime, just type HUMAN.

Ask your financial coach...

AI Coach

Ask Clara anything about your business finances.

Clara answers in seconds with data from your actual accounts. Like having a CFO who never sleeps.

"Where is most of my money going?"

"Can I afford to hire?"

"Am I spending more than last month?"

Owner's Pay

Know exactly what you can pay yourself.

After revenue, expenses, taxes, and upcoming bills — what's actually yours every month? Cashflowy calculates your safe take-home in real time. No more guessing, no more pulling a number out of thin air.

Q1 2026
On track
$4,212
72% set aside
Due: Apr 15
tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready. 

Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into three apps to understand your own business.

Features

Everything you need. Nothing you don't.

Human Support

A bookkeeper who's actually included.

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business, not a chatbot. Unlimited calls. Answers within 24 hours.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Clara AI Cashflowy
Clara AI, Your Financial Coach
Hi!
I'm Clara, your AI bookkeeper and financial coach.
If you want to talk to a human bookkeeper anytime, just type HUMAN.

Ask your financial coach...

AI Coach

Ask Clara anything about your business finances.

Clara answers in seconds with data from your actual accounts. Like having a CFO who never sleeps.

"Where is most of my money going?"

"Can I afford to hire?"

"Am I spending more than last month?"

Owner's Pay

Know exactly what you can pay yourself.

After revenue, expenses, taxes, and upcoming bills — what's actually yours every month? Cashflowy calculates your safe take-home in real time. No more guessing, no more pulling a number out of thin air.

Q1 2026
On track
$4,212
72% set aside
Due: Apr 15
tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready. 

Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into three apps to understand your own business.

See it for yourself.

No credit card needed for trial.
Bank-level security

See it for yourself.

No credit card needed for trial.
Bank-level security

See it for yourself.

No credit card needed for trial.
Bank-level security

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy

$39/mo

Yes

Yes

Yes

Yes

Yes

15 min

$39

Quickbooks

$38-200/mo

Manual

No

No

Add-on

No

Hours

$38-200

Bookkeeper

$300-500/mo

Monthly

No

No

Quarterly

$$$/mon

Weeks

$300-500

One tool. Every answer. $39/month.

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy Logo

15 min

$39

Quickbooks Logo

Hours

$38-200

Weeks

$300-500

One tool. Every answer. $39/month.

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy

$39/mo

Yes

Yes

Yes

Yes

Yes

15 min

$39

Quickbooks

$38-200/mo

Manual

No

No

Add-on

No

Hours

$38-200

Bookkeeper

$300-500/mo

Monthly

No

No

Quarterly

$$$/mon

Weeks

$300-500

One tool. Every answer. $39/month.

happy customers

Real numbers from real business owners.

Todd Threats Brand Strategy

Todd Threats

Brand Strategy

"I was paying for QuickBooks I barely used, subscriptions I forgot about.

Cashflowy showed me all of it. I sleep easier now."

$90

Subscription leak

$400

Quickbooks waste

2 mins

to spot and fix

Galen Wood For Cashflowy SaaS Tech

Galen Wood

SaaS / Tech

"Priceless!"

$6,000/yr

Saved in bookkeeping costs

Jane Lockhart Health Coach Picture for Cashflowy.ai

Jane Lockhart

Health Coach

"I'm growing my money!"

96%

Saves in Admin Cost

Madelynne B Consultant Picture For Cashflowy

Madelynne B

Consulting

"Weekends are mine!"

8hrs/mo

Back to focus on client

Selena Soo Coaching For Cashflowy

Selena Soo

Coaching

"A complete no-brainer!"

100%

Peace of mind

happy customers

Real numbers from real business owners.

Todd Threats Brand Strategy

Todd Threats

Brand Strategy

"I was paying for QuickBooks I barely used, subscriptions I forgot about. Cashflowy showed me all of it. I sleep easier now."

$90

Subscription leak

$400

Quickbooks waste

2 mins

to spot and fix

happy customers

Real numbers from real business owners.

Todd Threats Brand Strategy

Todd Threats

Brand Strategy

"I was paying for QuickBooks I barely used, subscriptions I forgot about.

Cashflowy showed me all of it. I sleep easier now."

$90

Subscription leak

$400

Quickbooks waste

2 mins

to spot and fix

Galen Wood For Cashflowy SaaS Tech

Galen Wood

SaaS / Tech

"Priceless!"

$6,000/yr

Saved in bookkeeping costs

Jane Lockhart Health Coach Picture for Cashflowy.ai

Jane Lockhart

Health Coach

"I'm growing my money!"

96%

Saves in Admin Cost

Madelynne B Consultant Picture For Cashflowy

Madelynne B

Consulting

"Weekends are mine!"

8hrs/mo

Back to focus on client

Pricing

One plan. No surprises.

Everything included. Cancel anytime. 30-day money-back guarantee.

Monthly

Annual

2 months free

Unlimited Plan

Annual

Real-time clarity about every dollar

$390

/year

(save $78)

Just $32.50/month, billed annually.

Annual plan bonus:

Profit trends, business health + tax evaluation with a human bookkeeper

Semi-annual financial review

Plus, everything in monthly:

Human bookkeeper

Owner's pay calculator

Client invoicing + billing

AI financial coach

Cashflow tracking

Auto bank reconciliation

90-day financial forecast

US Businesses Only

No credit card required

Most popular

Have questions? Book a free call with an accountant.

Pricing

One plan. No surprises.

Everything included. Cancel anytime. 30-day money-back guarantee.

Monthly

Annual

2 months free

Unlimited Plan

Annual

Real-time clarity about every dollar

$390

/year

(save $78)

Just $32.50/month, billed annually.

Annual plan bonus:

Profit trends, business health + tax evaluation with a human bookkeeper

Semi-annual financial review

Plus, everything in monthly:

Human bookkeeper

Owner's pay calculator

Client invoicing + billing

AI financial coach

Cashflow tracking

Auto bank reconciliation

90-day financial forecast

US Businesses Only

No credit card required

Most popular

Have questions?

Book a free call with an accountant.