Your bookkeeper costs $400/mo.

Ours costs $39.

Get a real human bookkeeper + AI financial coach. Built for freelancers, coaches, and consultants.

Get a real human bookkeeper + AI financial coach. Built for freelancers, coaches, and consultants.

The problem

You're not short on money.

You're overpaying to keep track of it.

A pricey bookkeeper. Software you barely open. A stack of little tools that each do one thing. For a simple business, most of it is money you don't need to spend.

Overspending on $400 bookkeeper

Premium prices for backward-looking reports. Answers that show up three days too late.

$400/mo, still guessing

Barely opening QuickBooks

Built for accountants, priced for them too. You logged in twice, drowned in features you didn't need, and kept paying anyway.

$75/mo you don't use

Bracing for the tax bill

In April you find out you owe $6,200. You have $1,100 in the account. You were profitable all year. Nobody told you in time to set it aside.

$5,000+ surprise

Chasing Your Bookkeeper

After an expensive bookkeeper and software, you're still the one reconciling at 11pm and getting surprised by taxes.

10+ hours /mo

You're overpaying because no one built a bookkeeping tool specifically for a solo business like yours.

Until now.

The problem

You're not short on money.

You're overpaying to keep track of it.

A pricey bookkeeper. Software you barely open. A stack of little tools that each do one thing. For a simple business, most of it is money you don't need to spend.

Overspending on $400 bookkeeper

Premium prices for backward-looking reports. Answers that show up three days too late.

$400/mo, still guessing

Barely opening QuickBooks

Built for accountants, priced for them too. You logged in twice, drowned in features you didn't need, and kept paying anyway.

$75/mo you don't use

Bracing for the tax bill

In April you find out you owe $6,200. You have $1,100 in the account. You were profitable all year. Nobody told you in time to set it aside.

$5,000+ surprise

Chasing Your Bookkeeper

After an expensive bookkeeper and software, you're still the one reconciling at 11pm and getting surprised by taxes.

10+ hours /mo

You're overpaying because no one built a bookkeeping tool specifically for a solo business like yours.

Until now.

The problem

Overspending on $400 bookkeeper

Premium prices for backward-looking reports. Answers that show up three days too late.

$400/mo, still guessing

Barely opening QuickBooks

Built for accountants, priced for them too. You logged in twice, drowned in features you didn't need, and kept paying anyway.

$75/mo you don't use

Bracing for the tax bill

In April you find out you owe $6,200. You have $1,100 in the account. You were profitable all year. Nobody told you in time to set it aside.

$5,000+ surprise

Chasing Your Bookkeeper

After an expensive bookkeeper and software, you're still the one reconciling at 11pm and getting surprised by taxes.

10+ hours /mo

You're not short on money.

You're overpaying to keep track of it.

You're overpaying because no one built a bookkeeping tool specifically for a solo business like yours.

Until now.

simple setup

15 minutes to get unstuck

No accountant needed. No overwhelm.

1

Connect your accounts

Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets.

2 minutes

2

See what's really going on

Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.

Instant

3

Make decisions with confidence

Drop the bad client. Raise your rates. Hire help. You'll finally have the numbers to back up what your gut already knows.

Priceless

simple setup

15 minutes to get unstuck

No accountant needed. No overwhelm.

1

Connect your accounts

Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets.

2 minutes

2

See what's really going on

Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.

Instant

3

Make decisions with confidence

Drop the bad client. Raise your rates. Hire help. You'll finally have the numbers to back up what your gut already knows.

Priceless

simple setup

15 minutes to get unstuck

No accountant needed. No overwhelm.

1

Connect your accounts

Cashflowy pulls your transactions automatically. No manual entry, no spreadsheets.

2 minutes

2

See what's really going on

Your real profit. Your real costs. What you can safely pay yourself — with taxes and a buffer already set aside.

Instant

3

Make decisions with confidence

Drop the bad client. Raise your rates. Hire help. You'll finally have the numbers to back up what your gut already knows.

Priceless

Features

Everything you need. Nothing you don't.

Human Support

A bookkeeper who's actually included.

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business, not a chatbot. Unlimited calls. Answers within 24 hours.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Clara AI Cashflowy
Clara AI, Your Financial Coach
Hi!
I'm Clara, your AI bookkeeper and financial coach.
If you want to talk to a human bookkeeper anytime, just type HUMAN.

Ask your financial coach...

AI Coach

Ask Clara anything about your business finances.

Clara answers in seconds with data from your actual accounts. Like having a CFO who never sleeps.

"Where is most of my money going?"

"Can I afford to hire?"

"Am I spending more than last month?"

Owner's Pay

Know exactly what you can pay yourself.

After revenue, expenses, taxes, and upcoming bills — what's actually yours every month? Cashflowy calculates your safe take-home in real time. No more guessing, no more pulling a number out of thin air.

Q1 2026
On track
$4,212
72% set aside
Due: Apr 15
tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready. 

Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into three apps to understand your own business.

Features

Everything you need. Nothing you don't.

Human Support

A bookkeeper who's actually included.

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business, not a chatbot. Unlimited calls. Answers within 24 hours.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Clara AI Cashflowy
Clara AI, Your Financial Coach
Hi!
I'm Clara, your AI bookkeeper and financial coach.
If you want to talk to a human bookkeeper anytime, just type HUMAN.

Ask your financial coach...

AI Coach

Ask Clara anything about your business finances.

Clara answers in seconds with data from your actual accounts. Like having a CFO who never sleeps.

"Where is most of my money going?"

"Can I afford to hire?"

"Am I spending more than last month?"

Owner's Pay

Know exactly what you can pay yourself.

After revenue, expenses, taxes, and upcoming bills — what's actually yours every month? Cashflowy calculates your safe take-home in real time. No more guessing, no more pulling a number out of thin air.

Q1 2026
On track
$4,212
72% set aside
Due: Apr 15
tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready. 

Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into three apps to understand your own business.

Features

Everything you need. Nothing you don't.

Human Support

A bookkeeper who's actually included.

Most services charge $300+/month for bookkeeper access. Yours is built in. A real person who knows your business, not a chatbot. Unlimited calls. Answers within 24 hours.

Bookkeeper Cashflowy Chat Human Online

Live

Unlimited

Support calls

24 hrs

Response Time

$0

Extra Charge

Clara AI Cashflowy
Clara AI, Your Financial Coach
Hi!
I'm Clara, your AI bookkeeper and financial coach.
If you want to talk to a human bookkeeper anytime, just type HUMAN.

Ask your financial coach...

AI Coach

Ask Clara anything about your business finances.

Clara answers in seconds with data from your actual accounts. Like having a CFO who never sleeps.

"Where is most of my money going?"

"Can I afford to hire?"

"Am I spending more than last month?"

Owner's Pay

Know exactly what you can pay yourself.

After revenue, expenses, taxes, and upcoming bills — what's actually yours every month? Cashflowy calculates your safe take-home in real time. No more guessing, no more pulling a number out of thin air.

Q1 2026
On track
$4,212
72% set aside
Due: Apr 15
tax ready

Your estimated tax amount updates in real time.

No more end of the year surprises. Cashflowy updates your estimated tax set-aside with every transaction, so you’re always ready. 

Dashboard

Know exactly where your money is.

Income, expenses, cash flow, and profit on one screen. Your dashboard updates in real time as transactions come in. No more logging into three apps to understand your own business.

See it for yourself.

No credit card needed for trial.
Bank-level security

See it for yourself.

No credit card needed for trial.
Bank-level security

See it for yourself.

No credit card needed for trial.
Bank-level security

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy

$39/mo

Yes

Yes

Yes

Yes

Yes

15 min

$39

Quickbooks

$38-200/mo

Manual

No

No

Add-on

No

Hours

$38-200

Bookkeeper

$300-500/mo

Monthly

No

No

Quarterly

$$$/mon

Weeks

$300-500

One tool. Every answer. $39/month.

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy

$39/mo

Yes

Yes

Yes

Yes

Yes

15 min

$39

Quickbooks

$38-200/mo

Manual

No

No

Add-on

No

Hours

$38-200

Bookkeeper

$300-500/mo

Monthly

No

No

Quarterly

$$$/mon

Weeks

$300-500

One tool. Every answer. $39/month.

COMPARE

Why switch to Cashflowy.

One plan that replaces your bookkeeper, your accounting software, and the guesswork.

What you get

Real-time dashboard

AI financial coach

Owner's pay calculator

Tax estimate tracking

Bookkeeper access

Setup time

Monthly cost

Cashflowy Logo

15 min

$39

Quickbooks Logo

Hours

$38-200

Weeks

$300-500

One tool. Every answer. $39/month.

happy customers

Real numbers from real business owners.

Todd Threats Brand Strategy

Todd Threats

Brand Strategy

"I was paying for QuickBooks I barely used, subscriptions I forgot about.

Cashflowy showed me all of it. I sleep easier now."

$90

Subscription leak

$400

Quickbooks waste

2 mins

to spot and fix

Galen Wood For Cashflowy SaaS Tech

Galen Wood

SaaS / Tech

"Priceless!"

$6,000/yr

Saved in bookkeeping costs

Jane Lockhart Health Coach Picture for Cashflowy.ai

Jane Lockhart

Health Coach

"I'm growing my money!"

96%

Saves in Admin Cost

Madelynne B Consultant Picture For Cashflowy

Madelynne B

Consulting

"Weekends are mine!"

8hrs/mo

Back to focus on client

Selena Soo Coaching For Cashflowy

Selena Soo

Coaching

"A complete no-brainer!"

100%

Peace of mind

happy customers

Real numbers from real business owners.

Todd Threats Brand Strategy

Todd Threats

Brand Strategy

"I was paying for QuickBooks I barely used, subscriptions I forgot about.

Cashflowy showed me all of it. I sleep easier now."

$90

Subscription leak

$400

Quickbooks waste

2 mins

to spot and fix

Galen Wood For Cashflowy SaaS Tech

Galen Wood

SaaS / Tech

"Priceless!"

$6,000/yr

Saved in bookkeeping costs

Jane Lockhart Health Coach Picture for Cashflowy.ai

Jane Lockhart

Health Coach

"I'm growing my money!"

96%

Saves in Admin Cost

Madelynne B Consultant Picture For Cashflowy

Madelynne B

Consulting

"Weekends are mine!"

8hrs/mo

Back to focus on client

happy customers

Real numbers from real business owners.

Todd Threats Brand Strategy

Todd Threats

Brand Strategy

"I was paying for QuickBooks I barely used, subscriptions I forgot about. Cashflowy showed me all of it. I sleep easier now."

$90

Subscription leak

$400

Quickbooks waste

2 mins

to spot and fix

Pricing

One plan. No surprises.

Everything included. Cancel anytime. 30-day money-back guarantee.

Monthly

Annual

2 months free

Unlimited Plan

Annual

Real-time clarity about every dollar

$390

/year

(save $78)

Just $32.50/month, billed annually.

Annual plan bonus:

Profit trends, business health + tax evaluation with a human bookkeeper

Semi-annual financial review

Plus, everything in monthly:

Human bookkeeper

Owner's pay calculator

Client invoicing + billing

AI financial coach

Cashflow tracking

Auto bank reconciliation

90-day financial forecast

US Businesses Only

No credit card required

Most popular

Have questions? Book a free call with an accountant.

Pricing

One plan. No surprises.

Everything included. Cancel anytime. 30-day money-back guarantee.

Monthly

Annual

2 months free

Unlimited Plan

Annual

Real-time clarity about every dollar

$390

/year

(save $78)

Just $32.50/month, billed annually.

Annual plan bonus:

Profit trends, business health + tax evaluation with a human bookkeeper

Semi-annual financial review

Plus, everything in monthly:

Human bookkeeper

Owner's pay calculator

Client invoicing + billing

AI financial coach

Cashflow tracking

Auto bank reconciliation

90-day financial forecast

US Businesses Only

No credit card required

Most popular

Have questions?

Book a free call with an accountant.